Short term insurance is no joking matter. or is it? Have you ever stopped to ponder how many outrageous justifications and explanations an insurance company must hear and deal with on a daily basis?
I think it must be very similar to the "Sorry ma'am, but the puppy ate my homework" - strategy! Individuals like to spice up their testimonies (or their versions of the truth as I like to refer to it) a lot to make it sound more interesting. or maybe less shameful!
Listed here are several short term insurance explanations - I can bet my salary that many insurance companies have had to handle a number of the following at one stage or another:
Let's pretend you drove home late one evening after having a couple of beers too many. Instead of just admitting that you have been under the influence and did not watch where you were going, you may also say: I'm sorry sir, but I got a bit lost on my way home and as I drove into the wrong home I eventually collided with a phone pole that I did not have!
What about the following short term insurance explanation? Do you know what sir, I had a couple of possible options. Option 1 was to hit the pedestrian on the side of the street (don't go into a lot of detail on why exactly you were on the side of the street to begin with!) and option 2 was to save a life and slam into the vehicle in front of me. So you see, I actually went for the more responsible option and for that reason I do not feel that it is reasonable that my premiums will be elevated.
If you've had a small judgment miscalculation and bumped into a stationary object such as a tree, a sidewalk or a lamp post, you can always blame it on the invisible vehicle that came out of nowhere, slammed into your vehicle and vanished so fast that you were not able to to get the registration number or even the colour of the car.
Don't ever accept the blame for causing a car accident due to the fact that you were driving in the wrong direction in an one way road. Always place the blame on the other 99.99% of drivers travelling in the opposite direction of your car!
Maybe you have tried the "I was on my way to the doctor" excuse? This is also a hugely popular insurance defense to tell your insurance company. Well, the truth is Sir, I was on my way to the physician to take a look at this involuntary spasm that I have been getting in my right foot this past few days. So as I approached the junction very cautiously, I suddenly experienced one of those spasms and had no control over my foot on the gas pedal!
And last but not least: I promise that the telephone pole suddenly jumped in front of me! I tried my best, but was just unable to stop in time!
I think it must be very similar to the "Sorry ma'am, but the puppy ate my homework" - strategy! Individuals like to spice up their testimonies (or their versions of the truth as I like to refer to it) a lot to make it sound more interesting. or maybe less shameful!
Listed here are several short term insurance explanations - I can bet my salary that many insurance companies have had to handle a number of the following at one stage or another:
Let's pretend you drove home late one evening after having a couple of beers too many. Instead of just admitting that you have been under the influence and did not watch where you were going, you may also say: I'm sorry sir, but I got a bit lost on my way home and as I drove into the wrong home I eventually collided with a phone pole that I did not have!
What about the following short term insurance explanation? Do you know what sir, I had a couple of possible options. Option 1 was to hit the pedestrian on the side of the street (don't go into a lot of detail on why exactly you were on the side of the street to begin with!) and option 2 was to save a life and slam into the vehicle in front of me. So you see, I actually went for the more responsible option and for that reason I do not feel that it is reasonable that my premiums will be elevated.
If you've had a small judgment miscalculation and bumped into a stationary object such as a tree, a sidewalk or a lamp post, you can always blame it on the invisible vehicle that came out of nowhere, slammed into your vehicle and vanished so fast that you were not able to to get the registration number or even the colour of the car.
Don't ever accept the blame for causing a car accident due to the fact that you were driving in the wrong direction in an one way road. Always place the blame on the other 99.99% of drivers travelling in the opposite direction of your car!
Maybe you have tried the "I was on my way to the doctor" excuse? This is also a hugely popular insurance defense to tell your insurance company. Well, the truth is Sir, I was on my way to the physician to take a look at this involuntary spasm that I have been getting in my right foot this past few days. So as I approached the junction very cautiously, I suddenly experienced one of those spasms and had no control over my foot on the gas pedal!
And last but not least: I promise that the telephone pole suddenly jumped in front of me! I tried my best, but was just unable to stop in time!
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