Many people choose their car insurance providers and never bother to shop around for better rates later on. However, spending just a bit of time to research lower rates could actually save you a significant amount each year. There are many discounts available for insurance, including many that most people have never heard about.
Here are five insurance discounts you should look out for.
1. Defensive Driving Course
Taking a defensive driving course is one of the best ways to get a discount on your insurance. Many insurance companies offer a discount when you take one of these courses because they can prepare you to be a more active driver. It will also help you to anticipate accidents more quickly so you can avoid them.
2. Safety Features for Your Car
Some insurance policies will give you discounts based on the safety features your car has. Of course, standards like brakes and airbags are a necessity. However, you could also save on your insurance by having your car's VIN number printed on windows and doors, as this can prevent and deter theft.
3. Good Grades
Students can receive discounts on their auto insurance for getting good grades in school. Submitting a report card or midterm with a high GPA or high letter grades can help a student qualify for a reduced rate.
4. Long-term Policies
Insurance companies like to reward their most loyal customers with long-term policy discounts. You could receive a reduced insurance rate simply by sticking with the same company for years.
5. Owning Additional Insurance
Look for insurance providers that will offer a discount for owning more than one type of coverage through them.
You could receive discounts on your insurance by holding policies for home insurance, life insurance or medical insurance through the same insurance provider.
Article Source: http://EzineArticles.com/?expert=David_L_Mark
Here are five insurance discounts you should look out for.
1. Defensive Driving Course
Taking a defensive driving course is one of the best ways to get a discount on your insurance. Many insurance companies offer a discount when you take one of these courses because they can prepare you to be a more active driver. It will also help you to anticipate accidents more quickly so you can avoid them.
2. Safety Features for Your Car
Some insurance policies will give you discounts based on the safety features your car has. Of course, standards like brakes and airbags are a necessity. However, you could also save on your insurance by having your car's VIN number printed on windows and doors, as this can prevent and deter theft.
3. Good Grades
Students can receive discounts on their auto insurance for getting good grades in school. Submitting a report card or midterm with a high GPA or high letter grades can help a student qualify for a reduced rate.
4. Long-term Policies
Insurance companies like to reward their most loyal customers with long-term policy discounts. You could receive a reduced insurance rate simply by sticking with the same company for years.
5. Owning Additional Insurance
Look for insurance providers that will offer a discount for owning more than one type of coverage through them.
You could receive discounts on your insurance by holding policies for home insurance, life insurance or medical insurance through the same insurance provider.
Article Source: http://EzineArticles.com/?expert=David_L_Mark
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