How a Car Donation Can Change a Life

As Americans we are a strange and yet amazing group of people. When we see that there is a crisis half way across the world we come together to make a difference and show our support. Be it the sad events of the earthquake in Haiti or just the commercials with the starving kid from Africa we seem to be so touched we open our hearts and wallets to try and make the world a better place. Did you know a car donation here in America could go to help our own children in need? Believe it or not our own problems with homelessness and children without family that are in need of food and shelter right here is the USA is increasing every year.

What Can You Do?

There are many ways to make a difference on a local level here in the USA. You might think that donating clothes to the Red Cross or volunteering at a local shelter or soup kitchen are your only options but you can actually help make a much bigger impact on the poor, hungry and homeless American children. Through several organizations you can do a car donation and answer a family's prayers. Making a difference is just a phone call away.

How Does it Work?

Much like any charity that you donate to they will take your car donation and use it to help American children in need of everyday basics like food, shelter and clothing. It is fast and easy, makes you feel great about helping local kids and gets that old piece of junk out of your driveway. It is really a win-win-win situation. All you do is place a call saying that you would like to donate you car and they will come and pick it up (usually with 24-72 hours.) for free, that is right - no charge to you what so ever. Not only will you make a difference, but you'll get a nice tax break as well.

What Else Can I donate if I Don't Have a Car?

You might be thinking how great it would be to make a car donation but you lack one important thing, a car to donate. Well, perhaps you have one of the many other things that can be donated. Along the same lines as a car you can donate a truck, Trailer, SUV, and some companies even take boats. There are many items around the house that instead of giving them away to a thrift store you might consider donating to charity, like stoves, TVs, washers and dryers, refrigerators, furniture and much more.

Don't let another day go by without making a difference. Is it so easy to look around your house and find an unwanted or unused appliance or piece of furniture that could honestly provide a new life for a family nearby. Before you pick up that phone to donate to some country you have never been to, do a car donation and make America a better place.




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How a Car Donation Can Help a Child in Need

You may not have thought of it, but one great way that you can help out a charity is with a car donation. If you have a car sitting on your driveway that you don't need any longer and you want to get rid of it, then why not think about giving it away and save yourself having to pay for it to be towed away? Simply call the charity and they will arrange to collect your vehicle from your property. They will even arrange for one of their nationwide towing associates to come and collect your car for free, so you won't even have to pay to have it removed.

When you donate your car to charity, the charity will give you a tax deductible receipt and the towing associate will offer to give you a free Visa gift card. The car will then be taken and the charity will try to convert it into one that can be used safely on the roads. Once the car is usable again, the charity will sell it and then use the profits to help the lives of children that are in need throughout the country.

Feel Good

Everybody likes to feel good, and it can make you feel great to help out a charity. It is even better when you give something that you don't want knowing it can help to make a real difference to somebody else. Why not feel really great and dispose of that unwanted car or truck that is just cluttering up your driveway, and without having to pay for the privilege?

Speedy Process

Once you have made your phone call offering a charity car donation, then you will get a call within the next 24 hours to schedule collection with a local towing company. A team of volunteers will do all the work, so all you have to do is make the one phone call and they will do the rest. So don't delay, start the process to get rid of that unwanted car today.

Benefits to You

If you donate your old car to charity, then it is tax deductible. This means that you will have more money in your pocket to spend on the things that your family needs. The value of your tax deduction will depend on the age and condition of your vehicle as well as its make and model-some cars are simply worth more than others. In addition, if there is any damage to the car, it will cost more to get it into usable condition, and that will depreciate the value of your tax deduction.





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Experience No Regrets

Three million people are suffering from child abuse; there are more than two million people from homelessness; and one million neglected children. What one person could do to help millions of these people? Truly, it is unbearable for one person but workable for many. It is good to know that nowadays there are many of the non-profit organizations support the cause of helping unfortunate people. It is also a good chance for us to help them.

It is erroneous to think that you have to be rich to help the poor. There are many ways we can do to help. I believe that God has granted us more than what we have asked, more than what we need so we can share it to others. You may have used garments, used things, used cars that you no longer use. You might be thinking of keeping them. There are people that are used in having cars as collections. It may be hard for them to give away their cars but it is also wrong to think that excess is success. Do not get me wrong but I hope that they would know how far one car could go.

Have you experienced regrets like buying things you wished you should not? Maybe you have. One thing is really worth-doing and that is helping others. As Saint Vincent de Paul said, "We must care for the poor, console them, help them, support their cause. Since Christ willed to be born poor, he chose for himself disciples who were poor. He made himself the servant of the poor and shared their poverty. He went so far as to say that he would consider every deed that helps or harms the poor as done for or against himself." That I can say is real servant hood. You can also practice servant hood. Go find a charity and donate your car. You may know someone who is capable of doing this then share this article to him. Support car donation programs. Then surely you will experience no regrets.





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Giving Brings Fulfillment

These days are not easy. The poverty level is continuously growing. Thank God there are still fortunate people who share what they have to help those who are less fortunate. The Forbes Magazine has published the top ten lists of generous public faces. On the list is Bono who is the vocalists of the band U2. He has 29 charities and he also supports DATA which is the AIDS charity in Africa. The list also includes Sandra Bullock, Nicolas Cage, Sandra Bullock, Jackie Chan, Celine Dion, Angelina Jolie, Paul McCartney, Arnold Schwarzenegger, Steven Spielberg, and on the top of the list is Oprah Winfrey who gave $52 million dollars to charity in 2005.

They are the known public faces who have big names with big heart to help others who are in need. No wonder they continue to share blessings because giving brings them fulfillment. Yes they have huge accounts on the bank but do you know that even if you are not a public figure or just an ordinary person, you could do things that will help others to make a living? Yes you can. There are many kinds of donations these days and one of these is the car donation. You may have a car that you no longer used. Do not mind if it is old or used. It can still be a help to others for their transportation or it may be given to other causes such as different charities that help cancer patients, unschooled students, homeless people and many more.

Giving is not limited to celebrities only. Each one of us has the capacity to give and make others happy. Isn't it nice to know that you can help someone who might be struggling right now? Know more about car donations and donate your car. It will be worth it because giving brings fulfillment.





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Car Donation In These Economic Times

We would all like to help out our favorite charity more often, and that's true whether you're interested in animal welfare, medical research and treatment, famine and other natural disasters around the world, or maybe just wish to support underprivileged American children. The current economic downturn has meant that a lot of us have less money available to help out these charities, and they have also led to an increase in the amount of children that need our support more than ever. One way that you might be able to help out your favorite charity that perhaps you haven't thought of before is car donation.

Recent research by CNN suggests that 1 in 50 children are facing the prospect of becoming homeless in the near future, and 42% of those homeless children are under the age of eight. This is an appalling statistic, and one that should make us all want to help these children in any way that we can. Perhaps you can afford to give some of your money to a charity helping these children, or maybe you can give some of your valuable time to help the children directly.

If you are not fortunate enough to be in a position where you can easily give your time or money to help out directly, there might still be a way that you can help out. Perhaps due to your current financial situation you have a car that you can no longer afford to run that is just sitting on your driveway gathering rust, or your car could need repairing after an accident or breakdown and you have not got the money to pay for the repairs. You might be thinking about paying for someone to come out and tow it away, but that will cost you. Why not consider letting a charity take your unwanted car off your hands for you and donate your car to them.

When you give to charity, your donation becomes tax deductible, so you will have less tax to pay at the end of the year. This means you have more money in your pocket to spend on yourself. You will also be offered a free Visa gift card that you can then spend on anything you need.

All it takes is one simple phone call and someone from a team of volunteers will contact you within 24 hours to work out a convenient time to collect your vehicle. A towing associate will then turn up to take your car, and based on its condition will offer you a free Visa gift card. Once the car has reached the repair center, its condition will be assessed, and a tax deduction receipt will be sent to you for its value. Then, they will repair the car and when it is fit for the road, it will be sold on and any profit will be used to help unfortunate children.

Car donation is a great new way to help out your favorite charity. Why not have your car taken away for free, and then allow the charity to sell it and make money that will be used to help underprivileged and homeless children.




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Any Person Can Participate in Feeding Starving Children at an Exponential Rate of Growth

There is great satisfaction in being a part of finding solutions to life and death issues. The average person can be part of building a new momentum in feeding the starving children of the world. Seeing the momentum in feeding needy children is an exciting and fulfilling thing! Any person can participate and experience this phenomenal exponential rate of growth in the number of meals provided, the number of children helped, the number of people participating, and the funds that are generated from this new approach.

You have to be ready to accept a new way of thinking about charitable giving and fund-raising. If you can allow an old presupposition to be challenged and changed, then keep reading. The first thing on which to rethink is how charities, like ones that feed starving children, see their workforce. The traditional view is that there are a few administrative people and a few with the responsibility of raising funds. This new way is to have many fund-raisers who participate themselves in sending the meal packs.

The next challenge to our thinking is with who should be employed as paid staff. The traditional mindset is to have very few as paid staff and many volunteers. The new way to generate perpetual and larger support is to give the opportunity to receive compensation to anyone who works with the program to increase participation, acting as fund-raisers and marketers.

The last challenge to traditional charity thinking is in the perpetuation of financial gifts to a charity. You may be used to letters of solicitation each year, banquets for fund-raising, television and radio spots, and magazine ads. There is a new way. It is by using a marketing approach. Yes, the above mentioned methods have a marketing foundation, but the new method is to use many people who receive small commissions that can grow into an actual income while they help recruit many people into the endeavor. The endeavor is to feed the starving children of the world, and we can do it!




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Helping Others Is Beneficial

You know that helping others by making donations is one way to help people in need improve their lot in life. With so many people in this country experiencing the ramifications of a poor economy and extended unemployment, every little donation can make a big difference. Those who are less fortunate really benefit from assistance that others give. The giver can also receive a glowing feeling of satisfaction when they know that they have truly helped someone less fortunate than themselves. If there were additional benefits available to the giver, would that person me more likely to donate more often?

In fact, there are additional benefits available to those who make donations through qualified charitable organizations. The main benefit is the fact that when a person donates through this type of charity, he can receive a receipt for the value of the items that were donated. This receipt can be claimed as a tax deduction. This type of reward can be very helpful to the person making the donations. It becomes a win-win situation when a person can receive this kind of benefit when he is simply trying to help others.

Of course, one must be aware that some deductions are tax-deductible and others are not. Your tax advisor is a good person to consult to help you understand the difference between things that can be claimed as deductions on your taxes and those that cannot.

In general, if you donate to a qualifying organization you will receive the right kind of receipt. You can verify that the charity you wish to donate to is a 501 (c)(3) registered non-profit organization. This is the type of charitable institution that can provide you with a receipt for the value of your donations that can be used for your taxes.

If you give small items to charity, you may not worry about the need for receipts, but if you give larger items you definitely want the right kind of receipt because without it there is a limit to the amount of donations that you can claim. By working with qualifying charitable organizations, you can also be assured that your donations actually benefit the people for whom they are intended.

This is the purpose of these organizations, and they do continual research into the most effective ways to actually help people. By giving to others, you help to make a better life possible, you receive the joy that comes from giving, and you can also receive a deduction on your taxes.

So if you have extra items or extra funds that can help others. Go online and find the right charity to help. Charities need giving, loving people like you too ensure support for people who need it. Look online today and find right charity that supports the types of people that you believe need it the most help. With so many charities out there a simple Google search will give you peace of mind knowing you have given to a cause you believe in.






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How Your Car Donation Helps Children

Who does a car donation help? Every night, tens of thousands of children go to bed hungry. Many of them will wake up and go to school without breakfast. Some of them will sleep in a car or a tent. Many are sleeping in shelters or doubled up with another family. According to the U.S. Census Bureau, 42 percent of the homeless are under 8 year old. This year alone, 1 out of 50 children face homelessness. Many more of them live with hunger as a constant companion. A car donation to a 501(c)3 charity helps feed, clothe and house children and families who are facing the challenges of homelessness and hunger.

How Your Car Helps

Most car donation charities work in similar ways. When you donate your car, the organization will make needed repairs to make it saleable, and then sell it for the highest price they can get for it. The proceeds from the sale of your car go directly to programs that provide food, shelter, clothing and other necessities for families and children. Depending on the value of your car, your donation may help a family get out of a shelter and into an apartment, or pay for food and clothing for a number of families. The proceeds from your donated car may help provide support services to help get a parent back to work, or pay for medical treatment that's been put off for lack of funds.

What's in it for You?

Aside from the wonderful feeling you get when you help a fellow human being, donating an unused car offers other benefits for you as well. Your donation is tax deductible. You'll get a minimum charity tax deduction of $500. If your car is valued higher than that, you'll receive a charity receipt for its value so that you can deduct its full value from your taxes.

By donating your car, you'll avoid the hassle, inconvenience and expense of selling your car yourself. The charity organization will generally schedule a pickup of your donated car within one to two days, at a time convenient to you and at no expense to you. You'll save the expense of advertising your car for sale and the work of screening calls and making appointments to show your car. In most cases, all it takes is one phone call. Some organizations will even accept your donation and schedule a pickup for your car online.

How to Make a Car Donation

First, you'll need to find an organization in your city or state that accepts donated cars online. Then you'll fill out a simple form with information about your car and schedule an appointment for a pickup. In most cases, that's all there is to it. The charity organization will send a representative to pick up the car. The representative will make a valuation of the car based on its condition and provide you with a receipt for your car donation. It's that simple - you get rid of the old car that's taking up driveway space - and a family in need gets the services it needs to help them get back on their feet.




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Many Children in the US Need Our Help

If you look at the current statistics, you will find that one in every fifty children in the United States today faces homelessness. Of these children, nearly half of them are under the age of 8. These statistics are shocking but true. Many families cannot afford the basic necessities of life. Food, shelter, education, and health care are minimal to non-existent for these families. Many of the things that most of us simply take for granted, these children have never known.

In the current economic downturn, more people are out of work than ever before. Houses are being foreclosed on in ever increasing numbers. Families and children are going hungry in many cities across America. People who need expensive medical care for illness or other problems are going without it. If you were to carefully look around you, you might see a family in this type of situation. You may ask yourself how you can help. You may wonder if anything you can do could actually make a difference to the sheer numbers of children and families who are in need.

The answer is that if everyone who has a little were to give a little, then all of those who are in need would be benefited. There are many charitable organizations that have been created for the sole purpose of helping those in this country, especially the children, who are less fortunate. These organizations have researched and know how to help families break the poverty cycle. They know how to reach those in need and what to do to help them. As regular people donate small or large amounts of money, clothing, and food to these organizations, they can be assured that their donations are actually going to help those who need it the most.

One good way to make sure that the institution you are working with is legitimate is to verify that it is a qualified 501 (c)(3) non-profit organization. This type of charity is legitimately organized to help those in need and you can be confident that your donations are going where they are needed. Often, these institutions will post lists of the ways they have used donations. Another thing this type of organization can provide is a tax-deductable receipt to the giver. This way, you can donate something that will help children and families in need, and then use the receipt for a tax-deduction. This is one way that you can increase your joy in giving.





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Charity Car Donation - Is It Right For You?

If you're buying a new car, you may be considering car donation as one option to get rid of your old one. There are a number of advantages to donating your car to charity instead of selling it or trading it in, especially if your car has a relatively low fair market value. Before you decide to donate your car to charity, you should consider the advantages and disadvantages to be sure that you're making the right decision.

Where to Donate Your Car

There are several different ways that a charity might use your contribution, and the tax treatment of your charitable donation will vary depending on what the charity intends to do with your car.

Many organizations will sell your car at auction and use the proceeds to benefit their clients. If you donate your car to this type of charity, your tax deduction is limited to the charity's actual gross proceeds from the sale. So, if you donate a car whose fair market value is estimated at $1,600, but the charity only gets $450 for it at auction, your deduction can be for no more than $450.

Some organizations will give your car to a needy individual or family, or sell it to them at a price considerably below fair market value. In this case, you may be able to deduct the entire fair market value of the car on your taxes, as long as the charity provides you with a statement that the car will be given or sold at a reduced price to a needy individual who needs it for transportation.

If the organization intends to keep the vehicle and use it as part of fulfilling its mission, you may be able to deduct the fair market value of the car on your taxes. For example, if you donated a vehicle to a charity that intends to use it to deliver meals to shut-ins, or to provide transportation for the needy to doctors' appointments.

Other Advantages of Car Donations

There may be other advantages to donating your car to charity. If you're buying a new car, for example, the dealer's valuation of the car is likely to be far below fair market value. If instead, you choose to donate your car to a charity that will sell it, you may be able to deduct the fair market value on your taxes-and have the additional satisfaction of knowing that your contribution is helping a disadvantaged family. Donating your car to a charity can be far less of a hassle than trying to sell the car yourself. You'll save the out-of-pocket expense of advertising your vehicle for sale, and won't have to deal with the hassle of doing business with strangers. Instead, the charity will usually make arrangements to pick your car up and handle all the details of making the sale.

As long as you do your homework and understand the options, car donation can be a win-win situation. You get the tax deduction and save time and money, the charity gets a valuable donation, and its clients get much-needed services to help put them back on their feet.




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Tips For Safely Donating Items To Charity

You may decide that you have some item of value that you would like to donate to a charity, indeed as an example many charities are now asking for peoples old mobile phones, as they can make money by sending them off to one of the organisations you see on television offering money for recycling your old mobile phone.

If you are planning on sending your old mobile phone off to a charity or any other valuable item, then make sure the parcel you send it in is up to the job. There is nothing worse than a charity getting an item donated to them, only to find the parcel arrives damaged and worthless.

If you are sending your old mobile phone to a charity then ensure that you pack your parcel out with lots of padding such as bubble wrap, as if a parcel with a phone in it gets dropped in transit, the chances are the screen will break making the parcel worthless to the charity.

Also if you are donating something very valuable such as old jewelry to a charity, then make sure that your parcel is insured for the value of the jewelry inside it. This means that if it gets lost or stolen in transit, then at least you can claim on the insurance, and then give the charity the money.

Never send cash in a parcel to a charity. Always write a cheque as if the cash goes missing from the parcel you will not be able to claim on any insurance.

Lastly if you have sent a parcel of some value to a charity, always make sure you get proof of posting, and then check with the charity that they have received your parcel.





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How To Organize Church Capital Campaigns

Church capital campaigns are a form of fundraising used to raise money to be spent on equipment, buildings, and vehicles. The concepts that underpin capital campaigns are somewhat different than that used for ongoing operations. If you are interested in organizing a series of events to help generate income for your local church or related body, the following tips and steps should allow you to see success.

At the initial stage you should decide who will be in charge of the fundraisers, and what roles various people would play. Only if the members of your group are clear on their responsibilities, would a capital campaign be a success.

Once you have determined who has what role, the next step would be to identify what your organization requires in terms of capital, and why. There must be consensus between all the members of the organization as to how prospective funds should be used.

For any fundraising plans to be successful, there would be a requirement to identify and agree on needs. Be clear on exactly how much money needs to be raised, taking into consideration the cost of administrating and planning a capital campaign. Don't forget to also include money for unknown contingencies.

When soliciting for donations, it is of great value to have a case statement. This is a document that is extremely beneficial when approaching members of the public and private companies for donations. The statement needs to set out a clear and realistic set of goals, and also details of how the funds are to be spent, and who is in charge of the overall campaign. Without a well written statement it is unlikely that positive results will be seen.

It can be of great help to recruit campaign chairs. These are usually people who are respected in your local community and also known far and wide. Such individuals will not normally manage the campaigns, they will instead use their personal connections and influence to help raise funds.

It is extremely useful to put together a comprehensive plan and time-line for a church capital campaign. All members of the fundraising team should have an input into the work plan. Agreement should be made as to who will directly manage the campaign. The plan should also contain information on every task that needs to be completed and by who. A system needs to be in place to record all the donations that are given. It can be worthwhile making a gift table so that you can easily keep track on donations and targets.

Try and organize weekly meeting were the progress of the fundraising can be discussed. Do not be afraid to change strategies that are not having the desired results. A weekly meeting allows members of the organization to brainstorm concepts and bring about new ideas.




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Make Your Charity Car Donation Count

Car donations are a growing sector of charity donations from private donors. According to the IRS, nearly 750,000 people took a car donation deduction on their taxes in the year 2000. In the ten years since, that number has grown despite the tightening of regulations and tougher reporting guidelines for car donations to charity. There are, however, some unscrupulous contractors who profit from the cars donated to charity. You can protect yourself and make sure that the maximum amount of your donation goes to help children, fights disease or reduces hunger by following a few important tips.

Donate Your Car to a Charity That Accepts Car Donations Directly

When you donate your car directly to an organization, 100% of the value goes directly to the organization rather than to the overhead costs of an intermediary agency. Many of your favorite charities are set up to accept car donations directly.

Drive Your Car to the Charity or to Their Designated Drop Off Spot

Unless the agency employs its own tow truck and driver, the organization to which you're donating your car will have to pay to have your car towed to their location. If you drive the car to them, you'll save them the cost of the tow.

If You Use an Intermediary Agency, Find Out the Percentage That Goes to the Charity

If the charity you want to donate to uses an intermediary agency or if you can't find a charity that directly accepts car donations, do some research to find out how much they hand over to the charities they work with. Ask directly-a reputable agency will have no problem giving you the number-and then call one or more of the charities with which they work and ask them to confirm what the agency told you.

Check the Tax Status of the Charity You're Donating Your Car To

In most cases, you can only claim a tax deduction if you donate to a 501 (c) (3) organization. Ask to see the charity's determination letter from the IRS to be sure that its papers are in order.

Complete the Transfer Papers Correctly

For your own protection, do all the paperwork to complete the transfer to the charity properly. If a charity wants you to leave the title transfer blank so that they can sell the car without actually holding the title, you could be liable for parking tickets or if the car is used in the commission of a crime before the transfer is completed. If the organization you're dealing with won't complete the transfer process properly, back out and find a charity that will process your car donation in accordance with the law.

A car donation can offer big benefits for both you and the charity that accepts it. The charity gets the donation and you get the tax deduction, as long as you follow all the rules and restrictions about keeping records and filing forms. If you're planning to donate a car to charity, following these tips will help you maximize your deduction and make sure that the charity gets the most benefit from your donation.




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There Are Many Ways To Run Successful Capital Campaigns

Capital Campaigns utilizing recognition of donors are easy to perform. This sort of campaign, used by many nonprofit groups, seeks financial donations from specific donors and offers to recognize donors who pledge a minimum money amount. The donation could be a single gift, a regular or annual donation, or a monthly donation that is deducted from the donor's bank account.

Donors who contribute substantial amounts can be recognized in several ways such as displaying their names in high traffic areas around the organization home office. Names of donors can be displayed on bronze plaques and place in prominent areas such as the wall near the main entry way of the organizations headquarters. Some organizations build walkways with bricks engraved with the name of contributors who have donated a minimum amount of money to the cause.

People like to see their names displayed in prominent places especially when they are honored for philanthropic reasons. Many people who are looking for worthy causes to donate money to will be encouraged to donate to an organization that honors people who donate money to their organization. This is why the recognition campaign is so successful. Many non profit organizations overlook the value of an effective grant proposal. There is a lot of money available through various grant programs from both the public and private sector. Grant writing is an art and a science. The non profit looking for grant money should call upon an experienced grant writer to create a professional grant proposal because grant providers expect all proposals to be perfectly written.

When starting any financial campaign it is important to determine the amount of money that is needed to fund a particular project. For instance the goal of the campaign might be to raise money to build a new school building for a church that is looking to expand its elementary school population. The total cost of the project must include not only construction costs but also incidental costs such as insurance, permits, and consultant costs.

Many non profit organizations overlook the role that traditional and social media can play in fund raising. The fact is that if potential donors are unaware of a worthy project they contribute money to help see the project through to completion. Organizations would be well served if they hired a media consultant who can send out press releases to major media sites announcing their worthwhile project that needs financial backing. Social media is a phenomenon that is here to stay. There are several ways a non profit organization can promote its worthy cause on the internet specifically through social media sites. Just as a traditional media consultant can help spread the word through traditional media sources an internet social media consultant can help fund raise on the internet using social media sites.

There are many ways non profit organizations can run successful capital campaigns one being the donor recognition program. Donors who are honored by having their names displayed on a wall plaque or in another high profile manner will appreciate seeing their name and contribution recognized by the organization. Organizations can also apply for grant money but grant applications must be professionally written in order to be considered by grant providers. Traditional and internet social media should also be utilized by every organization that wants to announce their worthy cause and make sure that donors have the opportunity to help out financially.




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Charity Gift Cards - A Unique Giving Idea

We all have that friend or colleague that is hard to buy for when a special occasion pops up. Perhaps you are in the position to give a gift to a group and you have no idea what to do. You may have never given charity gift cards because you are not really sure which charities these people may give to on their own. Choosing something that someone will appreciate can be hard, and when giving to a group, it can be impossible to get it right for everyone. Don't fret if this is what you want to do, as there are new ideas out there that make giving charity gifts easy and fun.

Everyone has a reason for giving to their favorite charity. Because these reasons are so personal, you may never know what those reasons are, making it nearly impossible to choose the right cause for charity gift cards. If you know someone well enough, you might be able to choose something, but if you are buying for your book club, for example, it will be really easy to choose the wrong charity gifts. If you think about how many great charities are out there, you may soon feel overwhelmed in choosing and you may move on to something else as a gift.

You won't have to do that now. You don't have to know what someone supports when giving charity gift cards. All you have to do is decide how much you want to give in their name, or what your budget might be when buying for a group. You can leave the giving up to them, and the choice of charity is also up to them. You will give them the freedom to choose their own cause with charity gift cards, and you will also give them a great idea when they in turn want to give charity donations themselves.

Think about giving gift cards for a new twist on giving. While you are going to choose the amount to gift and you are going to personalize the charity gift cards, the person receiving this gift is going to go online to choose their very own charity. You give them the freedom to have your gift of charity to them go to the charity that means the most to them. They can even split the money you have gifted to them among a few different charities if they hold more than one close to their heart.

These charity gift cards are easy to redeem through an easy online web form and can come in many available designs, or you can upload your own image. If you are a business giving out charity gift cards, for example, you can upload an image that represents your business. If you are an individual, and sending out charity donations and gifts in honor a particular person, you can use an image of that person on your cards. Your choices for stylizing your charity gift cards are almost unlimited. Not only that, it can be fun, easy, and highly fulfilling very everyone involved. The next time you want to give, this is the way to go.

As a writer, mother, and a person who always looks for small ways to make the world a better place, Amy Mullen sometimes writes about great ways to give so that anyone can donate when the mood strikes. Giving to others and improving the world doesn't have to be hard, and can even be more fun than one might think.




Article Source: http://EzineArticles.com/?expert=Amy_Mullen

Top 10 Tips For Insurance Agency eMarketing Success

Insurance Agency eMarketing is often described as an art and a science, but the basics should be simple enough for any agent to follow. Unfortunately I've seen many basic rules broken by agents sending out emails that use colored fonts, capital letters in the subject line, and prolific use of spam words like "free offer" that are almost guaranteed to send an email to a junk folder. The list below represents the top 10 tips to help ensure insurance agency eMarketing success. These tips are applicable to both small scale campaigns using simple eMarketing tools (even Outlook) and large scale campaigns which run in the thousands of contacts.

1. Easy Opt-Out - Make sure you have a simple "unsubscribe" link and quickly remove anyone who wishes be deleted.
2. NO SHOUTING - See how bad those capital letters look? Do not shout in your subject line, or the body of the email.
3. No Colored Font - If you are attempting to market a professional product or service, do not use gimmicky colored text.
4. Minimal Bold & Italic Font - Bold and italicized fonts are not off limits, but keep their use to a minimum. Only a phrase or two.
5. No Spam Words - Stay away from "Free Offer" or "Satisfaction Guaranteed".
6. Be Concise - People are busy, so be brief. A few sentences and a clear call to action is much better than too much verbiage and loud text. Page long lectures and email diatribes are not the way to go for your insurance agency marketing.
7. Simple Call to Action - If you have someone's attention, make it quick and easy for them to take action.
8. Offer Value - Make sure the prospect will receive a real benefit by answering your call to action.
9. Professional Salutation - Please use Sincerely or Best Regards and your real name and real title. Stay away from motivational quotes and gimmicky closes.
10. Subject Line Promise - Make sure your subject line appropriately describes the content of your email body. Not only is this the professional way to approach eMarketing, it is also one of the CAN-SPAM Act regulations.

And remember, graphically rich HTML emails may look great on your computer, but will not likely display that way on your target prospect's computer, and are more likely to be intercepted by spam filter. Simple and concise business emails often work better than graphically rich emails, and look much more like business communication and less like advertisements. Make sure you read the CAN-SPAM Act regulations and closely follow these important regulations.





Article Source: http://EzineArticles.com/?expert=John_W._Scranton

Ways to Market Your Insurance Business on the Internet

The insurance industry isn't an industry that is loved by consumers. People can often be heard complaining about their insurance company or the rates that they are charged from everything ranging from auto insurance to health insurance. Marketing your insurance company is a tough challenge in itself but then when throw online marketing and the competition it poses into the mix, it can be even more difficult. Do this, you may be wondering how you can market your insurance business online.

There are several ways that you can market your insurance business online that'll help you reach your target audience for the types of products and services that your insurance company offers. Here are a few commonly used methods to help get you started:

* PPC marketing is a kind of online marketing where people or companies pay the search engines or other websites to place an ad on the search engine or website. It's called PPC because it stands for "pay per click" and this means that the advertiser or marketer only pays when an Internet user clicks on one of the ads. PPC marketing online can get really expensive but if you use really refined and targeted keywords that aren't as competitive, the expense can be cut down.
* Niche marketing can be used in conjunction with PPC marketing or it can be used on its own in the form of a niche website. The word "niche" means a specialized or specific area and refers to only marketing to those who are interested in the product or service being offered. For example, if your insurance company sells all different types of insurance, niche marketing would entail you picking out one of those types and then using very specific keywords to market that type of insurance online. So if you wanted to market pet insurance as an example, pet insurance would be your niche but you could further refine it to pet insurance for exotic animals or whatever you choose.
* The third option is using social media such as Twitter and Facebook to help you market your insurance business online. Internet users spend a lot of time on social media websites and it's a good place to be able to interact with current and potential customers. You can answer questions, handle complaints and connect with people.

There are dozens of ways that your insurance business can market online and the ones listed above are only a handful of options but you now have an idea on where you can get started. The key is reaching people who are interested in what you have to offer and connecting with Internet users on a level that they want to be connected on.



Article Source: http://EzineArticles.com/?expert=Vanessa_Sweeney

Five Insurance Discounts You Should Know About

Many people choose their car insurance providers and never bother to shop around for better rates later on. However, spending just a bit of time to research lower rates could actually save you a significant amount each year. There are many discounts available for insurance, including many that most people have never heard about.

Here are five insurance discounts you should look out for.

1. Defensive Driving Course
Taking a defensive driving course is one of the best ways to get a discount on your insurance. Many insurance companies offer a discount when you take one of these courses because they can prepare you to be a more active driver. It will also help you to anticipate accidents more quickly so you can avoid them.

2. Safety Features for Your Car
Some insurance policies will give you discounts based on the safety features your car has. Of course, standards like brakes and airbags are a necessity. However, you could also save on your insurance by having your car's VIN number printed on windows and doors, as this can prevent and deter theft.

3. Good Grades
Students can receive discounts on their auto insurance for getting good grades in school. Submitting a report card or midterm with a high GPA or high letter grades can help a student qualify for a reduced rate.

4. Long-term Policies
Insurance companies like to reward their most loyal customers with long-term policy discounts. You could receive a reduced insurance rate simply by sticking with the same company for years.

5. Owning Additional Insurance
Look for insurance providers that will offer a discount for owning more than one type of coverage through them.

You could receive discounts on your insurance by holding policies for home insurance, life insurance or medical insurance through the same insurance provider.



Article Source: http://EzineArticles.com/?expert=David_L_Mark

Overcome the Price Issue With Great Insurance Selling Ideas

When people are buying insurance today, one of the top factors is price. Having great insurance selling ideas, to combat the price war issue, will make or break any insurance agents success.

When your company's premium prices fluctuate on a constant basis, you just can't sell on price for too long. Although, I am one of the believers that the majority of people buy because of price, you really need to come up with other sales techniques that make people want to buy from you for quality reasons.

As you know, the majority of people have no idea about insurance and the types of coverages they need when an accident or illness actually happens. Most people just want to know that they have Auto Insurance, Home Insurance, Life Insurance and Health Insurance and pay the cheapest price possible for it. There are a ton of agents out there that just sell on price, and the customers don't even understand that they most likely bought an insurance product that probably won't fully cover them when the accident happens, or the out of pocket deductible will be several thousand dollars. This may get a quick sale, but every agent wants the residual renewal income, and selling a cheap policy with poor coverages won't keep the customer for very long.

Now you are asking, "How can you sell good products with higher prices and keep the customers for a long time?" Your goal here is to build a connection with prospects, buyers and customers, and educate them about the importance of the insurance products and negative results of having bad insurance policies, but a good price. You want to build a trust factor with all these people, so they will buy from you and refer to you at whatever price it costs them. This will build long term relationships, which in turn leads to long term residual income.

So How Do You Get All These New Insurance Sales Ideas?

With today's technology, i.e. computers, smart phones, internet, MySpace, Twitter, etc, all this can be useful or detrimental. Again, people are online comparing insurance just for rates and buying online. This will be beneficial for you in the long-run, because all this is free marketing and you can reach a lot of people on a monthly basis. These research and buying resources that people are using today, should be giving you thoughts on insurance sales ideas. What if your website was all over the local internet searches, and actually had information that educated and was a tool for people. What if you could supply all your contacts with great information every month - Online? What if your prospects and customers saw your agency and received informative information all the time. Your agency would be embedded in their mind.

The only problem is that with today's technology, you don't know how to come up with the insurance sales ideas, and most importantly make the programs and implement them correctly. I recommend getting online and talking to other agents to see how they are getting their websites optimized and also use some of their tactics, but tweak them to make yours better. You don't have to reinvent the insurance sales ideas wheel, you just need to find a few great ideas on the internet and modify them to be your own.



Article Source: http://EzineArticles.com/?expert=Kevin_Rich_Kennedy

Best Insurance Marketing Ideas To Start

In this new internet and technology world of the insurance business, it is important for an insurance company's survival to retain and grow business every month. So many companies are putting commercials on TV and trying to put a majority of the marketing efforts into one basket. This is all great for brand name, but what about the individual agents. Agents need to have the new and best marketing strategies to grow and survive. Having the best insurance marketing ideas is a crucial part of that. This article will describe three of the best ways of performing this tactic with great efficiency.

The most successful agencies choose to use email or Auto-Responder marketing. With Society moving to the internet and email as a preferred method of communication, insurance agents need to move their communication methods to email and auto-responders. An email auto-responder marketing campaign is a tool that needs to be implemented into a few other internet marketing campaigns within your agency. This auto-responder campaign is great because you just set up a chain of emails once, and contact all your prospects on a set time and regular basis. The best part of it, is that it's virtually no cost to you.

More and more companies are jumping on the social media networking bandwagon. After all, there are over 500,000,000 worldwide users that have signed up to use a social media site. Any perceptive salesperson knows that he or she must go where the people are. The most popular site on the planet is Facebook.com, which reins in 250,000,000 potential customers daily. The best thing about Facebook is that you could have several pages (just like web pages) on you account and people actually look at their Facebook accounts every day. just think, prospects could see your agency information every day.

Using internet leads through your website is another effective way to direct potential customers where you want them to be. If you add related links to your website, then those companies are apt to add you to theirs. This is a great networking method, as well, since it can connect your company with others that could serve as complementary forces. Also, the greater your web presence, the more business you bring in to your agency.

Competition calls for the greatest tactics. Mastering the three methods listed above will enhance your company's ranking in the business world. After all, learning to properly market insurance is the best way to sell it. It is imperative to learn and implement the best insurance marketing ideas within your agency.



Article Source: http://EzineArticles.com/?expert=Kevin_Rich_Kennedy

Insurance Marketing Ideas That Will Change Your Agency

Is your insurance agency in a stagnant situation where it is extremely difficult to build sales every month? Are you even able to get leads? If this is the case, then there is a resolution to revolutionize your agency now. Here are a few Insurance Marketing Strategies that you can start implementing now and will transform your agency within 60 days.

To start off, almost every Insurance Agent focuses all day long on trying to get leads. The day is spent telemarketing, networking with dozens of people, sending out hundreds of letters. Well I could go on forever, but you need to change your way of thinking to be successful. Stop trying to go out and get leads. It is imperative that you become a Marketing Business. This means that you need to set up 4 to 5 systems that run on auto-pilot that actually bring leads and sales To You every month. Basically, instead of chasing leads everyday, you need to educate and communicate to all your contacts on a consistent basis through the internet, email, social media. To be effective and successful, this needs to be done automatically. You just need to manage your systems.

Insurance buyers function differently today, than it has over the past 30 years. The last 30 years, every insurance agent has produced leads and sales the exact same way, via walk-ins, telemarketing, phone book ads, TV ads, direct mail, and so on. Most of these strategies don't work anymore. People search and buy on the internet. It is the easiest and quickest way to get things done. People want the easiest and cheapest way to get things done and in their pocket. Therefore, you need to change your Insurance Sales Techniques and marketing strategies to be where the buyers actually are.

Insurance Agents need to implement A few Websites, use autoresponder - email communication systems, Internet leads (paid and free), Referrals through Social Media, Niche Direct Mail, and many other technology based programs to revamp your insurance Marketing Strategies. Implement systems, that run on auto-pilot and let the prospects come to you every month.

Making changes to your marketing strategies are difficult to do, especially if the changes require learning new technologies. Going tech, probably sounds a little scary and intimidating, but if you don't get into now, your business will be gone within 2 years. It is imperative that you learn and implement all the new Insurance Marketing ideas.




Article Source: http://EzineArticles.com/?expert=Kevin_Rich_Kennedy

Important Website and Social Media Basics For Insurance Marketing Ideas

Insurance agents need to implement and revise new insurance marketing ideas on a regular basis. To have successful marketing campaigns, insurance agents need to be aware of how and where people search and buy insurance today. The #1 place where people research and buy insurance now is online, and through insurance websites. The agency website campaign will be the top lead provider for your agency if done correctly. For the campaign to be successful, it must have a strong online presence that brings local or national visibility to your agency 24/7. This internet visibility will build and bring traffic and lead generation at levels that you are probably not used to seeing.

So What Are The Important Steps To Make The Website Campaign A Success?

First agents need to develop a site that is not only rich in great content, but is designed for SEO (Search Engine Optimization). A Lot of agents want to have a beautiful site. They think that people will go to the site, because it is so nice. Unfortunately that doesn't happen. You need to focus on a site that is designed, so that search engines, like Google, will rank them high. Proper SEO for high ranking includes proper keyword definition, Meta tag formation, internal and external linking, pictures and/or video's and great related information. The SEO goal for your website is to get it ranked in the top 5 page rankings for 5-6 targeted keywords.

Driving traffic to your site is one of the top 2 important things that the Website Campaign needs to accomplish. A great strategy to drive traffic to your site is through article marketing. There are a large number of companies that list and promote articles online about just about everything you can think of. The main purpose for article marketing is to get people, searching for certain information online, to find your informative article, either link to your website, or link to other articles where than can get more information. Article marketing is a great way to build trust with quality content, and drive traffic to your Insurance Agency Website.

Social Media networking is becoming the hottest trend to market not only for an insurance agency, but just about every type of business. Examples of Social Media for businesses are Facebook, MySpace, Twitter and LinkedIn. These networks are great resources to communicate with a lot of people every day, and let them know what your business is doing. The purpose of business Social Media is to supply great informative information to all your subscribers and lead them to your website to get quotes and place orders. The #1 tip for marketing your agency through Social Media is not selling to people there. People don't like to be sold. People are online to get information and be entertained. If you can inform and entertain people, they will continue to see what you have to offer. This strategy will get your agency leads and referrals to expand exponentially.

A strong website with article marketing and social media is my best advice for any insurance agent that needs to implement new Insurance Marketing Ideas.



Article Source: http://EzineArticles.com/?expert=Kevin_Rich_Kennedy

Top 2 Quick And Effective Insurance Marketing Ideas

If you're an Insurance Agent, you should always be looking for new and inventive insurance marketing ideas to implement into your agency. Not only do you need to implement these ideas, but you need to implement them correctly, so they will actually produce exploding results. For an agent to be successful in the highly competitive insurance industry, you need to set up marketing strategies to build prospect list, and make sure your agency is being seen everywhere where today's buyers are.

Great Websites and Social Media are the top 2 Insurance Marketing Ideas that are bringing in leads on an explosive basis every day to the top insurance agents. Both of these campaigns are based on building prospect list (in the thousands) that can be advertised or marketed to on a daily basis. If prospects see your agency on a daily basis, you will eventually get their business.

Websites: Insurance Marketing Idea #1

Most agents have websites, but the majority of these insurance agency websites are not doing what websites should be doing now days. Websites need to be a home base of information and list building for your agency. Most insurance agency websites have been built, just to be in the internet arena and make you feel that you've actually joined in the technology arena. Most likely your website is doing nothing for you. The top insurance agents understand that the #1 goal for a website, is to build prospect list and generate leads. If your website is not producing list building of several hundred local prospects a month and several hundred leads a month, then you need to change your marketing strategy for your website. This is very easy to do.

Quick tips on what your website needs to have:
* Keyword optimized throughout the whole site
* SEO (Search Engine Optimized) to get ranked in the top 5 listings on Search Engines like Google, Bing and Yahoo.
* Free Giveaway's and Opt-In Forms. Get them on your list by giving them the Top Tip of the month for your product.
* Internal, External and Back links so Search Engines can rank your site high
* Provide great content on your site. If you have great content, people will come back and see what you have.
* Most Importantly link back and forth to your Social Media Sites. Show customers and prospects all your offers and specials.

Social Media: Insurance Marketing Idea #2

Social media is growing to the top of the list for many agents implementing new insurance marketing ideas. Most veteran insurance agents want to stay away from MySpace, Facebook and Twitter. Most of these agents either don't understand the technology end of it, or just don't understand what it can actually do for them. This is the worst mistake they can make. I used to be one of those agents. Then I realized that people are on Facebook and Twitter all the time. Therefore, you will get more leads and sales if your agency is where all the people are. It just takes a little extra effort to understand how to market you agency on the Social Media channels. You need to understand that Social Media is completely different for businesses than it is for personal usage. Businesses use Facebook and Twitter as a way to build list, and market to that list, through information and entertainment. The goal is to get people to read your emails and sales pages everyday. The Social Media channels can accomplish this with great content. Just take a little time every day to learn how to set up Facebook sales pages within accounts.

The best Insurance Marketing Ideas, include SEO optimized websites and production Social Media campaigns.




Article Source: http://EzineArticles.com/?expert=Kevin_Rich_Kennedy

How to Obtain Free Insurance Leads

Free insurance leads can be acquired from businesses, which sell leads, or from businesses that give them away. However, in trying to find the easiest method to produce them, you can become discouraged if you do not understand what you are searching for. Free leads ought to be easy to obtain. No businessperson should have to leap through several obstacles simply to get a free lead.

When looking for reputable companies that provide quality leads free of cost, bear in mind what sort of company creates its own product. Businesses specializing in hacking into other sites or even e-mail accounts will not admit that they obtain products unlawfully. They will possibly state that they are not permitted to reveal their techniques, or they will probably provide some type of phony excuse. These businesses may also be those that provide absurdly inexpensive products.

Others that provide ridiculously costly leads will offer you free prospects to lure you into utilizing their services. This tactic is not illegal or improper. Nevertheless, dealing with these businesses could be a budget-buster. Numerous companies tend to be tempted by a free lead. Regardless of how excellent the product or service may be, if it is way beyond your budget, all your resources is going to be utilized, leaving you with nothing for other areas of your product promotion.

Every contact should be an excellent lead even if it is only for free. Simply because the information you obtained is free of charge, it does not necessarily mean that it must be less in quality. Each free contact is a way for a business to achieve exposure, or a company to attract more customers, which is why the contact should properly represent the company providing it.

When you get in touch with a client via telephone, e-mail, or postal mail, bear in mind the search criteria the company makes use of when producing their leads. A businessperson may customize his/her insurance products towards the particular needs of every kind of prospects. If the provider can produce a secure atmosphere with regard to potential clients, they are more likely to land new customers. Therefore, you need to deal with every contact just like a member of the family, treating him or her with integrity and respect. Additionally, keep trying to find methods for getting free leads if this is exactly what works best for your company. Remember, the leads you got for free need insurance as much as those leads that were purchased.



Article Source: http://EzineArticles.com/?expert=Cheryl_Ronaldo

Insurance Leads That Can Improve Your Sales and Success

The greatest way to utilize your time and effort is to actually deliver and provide your sales pitch to individuals who are thinking about buying insurance coverage. If you take the time to hone your sales talk, more quality insurance leads will automatically mean more commissions. Imagine how many more sales you can make, if you dedicate more of your time to delivering your sales presentations to ready prospects, instead of looking for them.

Insurance lead reviews can make this a possibility for you. They generate premium leads from the internet's most accepted search engines, such as Google, Yahoo, Microsoft Bing, and Ask, as well as use their consumer-based websites to qualify the leads' insurability. Their high quality insurance leads can increase your closed deals because they target and connect you with active insurance shoppers who are genuinely concerned in getting insurance coverage. They are looking for information and searching for the best quotes from insurance professionals like you.

Real shoppers use insurance leads guide websites to research on insurance for their requirements. You can be sure that they are genuinely interested because they filled-out the site's survey questionnaire specially designed to draw out their real interest in purchasing insurance coverage. In addition, these websites specifically ask their online visitors if they want to talk to an insurance agent.

Each new lead's contact data is screened and verified using their dynamic validation database. Some of these websites even provide a generous credit replacement window on the unusual chance that you receive an invalid lead. More importantly, they never offer incentives, such as gifts and prizes, so they only get prospects that have the intention of buying any type of insurance.

As soon as the potential customer fills out his or her registration form, and as soon as the information provided was validated, that insurance lead is sent to you through e-mail immediately. This means that you will be able to contact your insurance prospect while they are still interested in insurance. Lead providers can generate filters so that you get leads based on the benchmark that you choose such as policy type, state, zip code, and other factors. You only acquire leads that you are comfortable with and which you consider your specialty.

Lead generators also provide you with their state-of-the-art lead management software, which organizes your prospect database and automatically uploads news leads. Its global flexibility allows you to manage, track, and update your leads data wherever you are. You can double your productivity and increase your commission income with these leading lead providers.




Article Source: http://EzineArticles.com/?expert=Cheryl_Ronaldo

Attributes Of A Good Insurance Agent

An insurance agent is responsible for helping individuals, families and businesses find appropriate protection for their health, property and lives. A good insurance agent should have a firm grasp on the financial products consumers are interested in, the technology to stay relevant and the customer service to build a reputable name.

When choosing a life insurance agent there are a number of different variables to look at. If an agent doesn't possess the characteristics enumerated below, it is highly unlikely that he or she will remain in the business over the long run.

1. Product Knowledge - Along with the basic insurance products, an increasing number of insurance agents offer comprehensive financial services, thereby creating a one-stop-shop where clients can satisfy their needs for insurance and financial planning. A good insurance agent always gets updated with changes in tax and insurance laws that may affect the client's investments.

2. Competitive Customer Service - Even in today's computerized world, a large number of people prefer to purchase a policy by sitting down with an agent rather than going online. By doing this, they reinforce the importance of superior customer service.

The best agents are flexible, enthusiastic, and reliable. Their job is to inspire client confidence through effective communication. In order to help address the needs of their clients, many agents hire customer service representatives to handle client questions, make changes to policies and process claims, thus leaving the agent free to work on finding new clients and preserving relationships with old clients.

3. Persistence - While it may seem to some a negative quality to have an agent contacting the client continually about insurance, passive persistence is a necessary quality in sales related occupation, especially the insurance industry. Agents who are unable to systematic follow-up with prospective clients are unlikely to have long-term success. This demonstrates a zeal the lack of which is detrimental to the agent as well as the customer.

4. Competence - There are too many insurance advisers who lack a standard level of competence in these days. Incompetence can leave one's family in the cold at their time of need.

5. Honesty - A good insurance agent should be honest. But, as in any industry, there are always a handful of bad apples. One should ask their respective agent's if they can talk to any existing clients for feedback, or if he or she has any testimonials.

6. Strong back office support - A good agent should have a strong back office team. This team should be able to assist him or her with administrative issues such as changing beneficiaries, change of address and changes in pre-authorized banking details. A strong back office team can also assist with reports for quarterly semi-annual or annual reviews and provide updates on any policy changes.

7. Complete product shelf - Captive insurance agents are usually limited to one or two carriers, whereas independent agents are free to offer products of a large number of insurers. Although, most independent agents only work with two or three companies. One should try to find an independent agent who deals with a wide range of carriers and is not restricted by any quotas.




Article Source: http://EzineArticles.com/?expert=Jimm_M_Knight

Why Selling Life Insurance Is Better Than MLM Or Network Marketing

People tend to buy what they want and what they need. But no body wants to buy Life Insurance but it is bought because it's needed. MLM typically sells the newest and the latest and greatest idea, thing or concept. People will buy it in hopes that they can use the product as a visual aid to get others to make a similar purchase.

A huge difference with Life Insurance is that you really cannot buy it you can only apply for it to find out later if you have been approved. People are more likely to fill out an application for Life Insurance to see if they qualify in hopes that they can receive its protection. On the other hand with MLM's it's all about buying the dream. But the dream is never real. In other words no matter the product or service in MLM it is never a need. MLM's do not feature anything that you must have. It is all about the emotion just wanting more. The MLM sale is more about the imaginary hype than the reality of the experience.

We Know We All Die

In this world we all die. The only way to get out of here is to die. Reality says that when we die someone will be left to mourn our death. Reality also says that we must be buried and with that comes an expense. If we do not prepare for the inevitable it can create a hardship for our family members thus interrupting the mourning period. To not apply for a Life Insurance policy is like not caring about your family and what burdens may come there way without you.

MLM do not have that kind of power. Cell phones, lotions potions and pills, legal services, water filters, make-up, to name a few, are all being sold as MLM products. True if your car breaks down in the middle of the night having a cell phone would be a great idea. Being told by a judge to not return to court without a lawyer makes having a legal plan essential. However, when the need runs out will we still keep the product? With Life Insurance the need only gets filled one time. The plan is designed to protect us on a daily basis because no one can predict when there own death would occur.

The Unexpected Happens Unsuspectingly

Death is always unexpected. At the writing, a week ago I watched on the news as a teenaged boy makes the winning basket in a high school basket ball game and then drops dead minutes later. How sad, at a moment when he, his family and friends should have been celebrating they all turned into mourners unsuspectingly. Believe it or not Life Insurance is not sold for that reason.

Life Insurance is sold for what it does not for what it is. In the headlining story preceding this paragraph what do you think is most important to the family? After the sons death I do not think the parents where thinking wow I am glad we got that Life Insurance policy. To be honest I bet they never thought about the Insurance at all. One thing that Life Insurance does is take the worry out of unexpected situations. Peace of mind is when you have what you need when you need it. Life Insurance can pay off a home so that after the death of the bread winner a family can keep their home. Life Insurance can fill a need that MLM cannot.

Life Insurance Should Not Be An MLM Product

But what happens when a company try's to merge Life Insurance as an MLM product? The need goes away. The public perception of an MLM is that you buy the product to keep up with the latest trends. Life Insurance is above that trendy thinking. It is a part of a regulated industry that is highly recommended and respected by all financial authorities. Another difference is that to sell Life Insurance you must study for a state sponsored exam and pass it to get licensed. While the testing is not hard many become intimidated over the thought of taking an exam.

The best part about being in a licensed industry compared to the unlicensed area of the MLM players is that those who try to mislead or hurt others can quickly be removed and barred. This protects the industry and the individual efforts of those who genuinely like helping people in need.

Written by Marvin Kane. You can learn more about how to achieve incredible results for yourself. As a work from home marketer with over 20 years experience I inspire people to find out what it is like to earn a real income and then what to do with the money. You should never pay to sell someone else's product.




Article Source: http://EzineArticles.com/?expert=Marvin_Kane

The Best Health Insurance Telemarketing Script

Developing a working script is one of the essential elements of any health insurance telemarketing strategy. While many companies that provide telecommerce have scripts available its advised that you create your own script, at least as a reference so you are getting the qualified prospects you want. There are many reasons behind this including:

* You understand your prospects and their needs much better than another script creator ever will.
* General scripts might have been used by the competition and potential customers could have previously heard them.
* The script will be designed to generate qualified prospects you want, and will not include extra questions which are irrelevant to your needs.

Even though it is important to use a script made just for you there are a number of approaches that can be used to enhance sales.

* Uncomplicated scripts are generally the most effective telecommerce scripts. The prospect has to know why you're calling and why they should be interested within several second of getting on the phone.
* Get to the point promptly, do not go with your entire sales pitch on a cold call, stick with the essentials.
* Keep the goal of the call in mind when creating the script. If you are generating a lead or setting an appointment that should be the objective of the call. Nothing else should be included.

Here is a basic script outline you can follow:

Hi, This is NAME with XXX Insurance Company and we are a local health insurance broker here in your city and we specialize in saving individuals like you a lot of money and improve your medical coverage. With all of our plans you get to keep all your current doctors!

Rebuttals to common questions:

* This isn't a sales call, we just want to verify some of your information and get out a free quote that can save you money on health insurance.This will only take a couple minutes and could save you thousands of dollars.

I just need to ask you a couple quick questions so we can make sure you are qualified and get you out the lowest rate quotes with the best coverage possible:

* Are you currently insured?
* (If yes) who do you currently buy your health insurance from?
* What is your age?
* Do you use tobacco?
* Is there anyone else to be covered with you on the quote? (Wife or kids)
* What is the best email to send the quotes to?

Thanks for your time. We'll have one of our agents call you back with an updated health insurance quote, have a great day!

Once you have your script finished its not set in stone. It can require some changes based on the telemarketer's feedback to get things running smoothly after the calls start to be made. Its also important to write rebuttals for frequently asked questions that callers might be asked.




Article Source: http://EzineArticles.com/?expert=John_M_Tompkins

Getting Insured Is A Must

Professionals are no less fallible than any other human beings, having even a higher exposure, both due to the high expectations of their clients and their heavy workload (and the stress under which they carry out their activity). If you add to this a practice that involves sensitive and vital aspects - like health, beauty or the relationships between people, then getting insurance is a must for overall protection in case of trouble. In fact, legal and medical businesses are requested to purchase professional indemnity insurance according to law.

If you have a medical practice, for instance, you know that different bodies react differently to various stimuli, and, as such, you are well aware of the wide range of unexpected events that may happen. Such a simple occurrence like your client having some soup before the consultation, containing some cauliflower he has allergy to, that he ate completely unaware, may change entirely the course of events and make you and he believe that something was wrong with the injection you administered him. Till things may get clarified, you seem to be guilty and liable to pay. Besides the fact that occasional errors are always possible, you, as a doctor, can be held liable even for the mistakes or misdeeds of your receptionist or your nurse.

But nothing may be more expensive and time-consuming than legal troubles, and, if you have a law practice, especially in our litigious world in which nine cases out of ten end in a court of law, then you are facing huge risks. Whether you are a solicitor that prepares contracts of sale-purchase of property or a divorce lawyer, you'd better have professional indemnity insurance, at least in the form of malpractice insurance, so that to be sure that some figures typed wrongly by your secretary or your own misjudgment regarding some piece of evidence and, consequently, the advice you gave to your client wouldn't make you accountable and oblige you to pay huge amounts from your own pocket.

On the other hand, the self-employed can easily become victim to the claims made by professional lawyers, especially if they don't know their rights. As such, if you don't want to lose everything you have in a split second, in case someone cleverer appears that knows how to turn the situation upside-down, you'd better be properly covered for negligent acts, negligent errors or negligent omissions, or even for something wider as civil liability, which includes also breach of contract, slander or libel.

In any case, whether you purchase contractor liability insurance, employer's liability insurance, malpractice insurance or medical indemnity, according to your specific needs, you'll be protected against any person, company or organization asking for compensations for the damages or injuries you, your firm or your personnel caused it.




Article Source: http://EzineArticles.com/?expert=Paul_James_Harrison

Insurance Marketing Ideas - Basics To Get Started

Three Quick and Basic Insurance Marketing Ideas include using email marketing, using a company website to get leads and participating in social media networking. Approaching prospects in the market with email is sending information like newsletters and offers to qualified leads. Utilizing social networks brings groups of people together and build relationships on the internet. Using a business website is another way to get internet leads.

In using email to market your agency, it is ideal to use an AutoResponder. An AutoResponder is a tool that lets you create several emails at once and have them sent out at regular intervals. These emails are to promote your agency through special promotions, Tips of the week, Advice, Newsletters, Keep In touch, etc. You can basically write a group of emails one time and let them go to your channel of leads every week.

Social media networking helps insurance companies engage with their clients or prospects. It involves commenting on forums, creating business pages on social networking sites and writing regular blog posts. The best way to start a Social Media Campaign is by setting a Facebook Page. A Facebook page is a great way to inform all you clients and prospects on what your agency is doing. It is basically a special website to keep in touch with all your contacts. I think it is the best way to increase sales every month. The only thing is, is that you need to know how to set it up correctly. Just spend a little time online to learn what other people are doing. You can learn a lot by watching some YouTube Videos.

Getting internet leads through a website is another tactic toward successful online marketing. One way to do this is with search engine optimization (SEO). This helps with page ranking. The higher a page is ranked, the more clicks to the site. One free or inexpensive way to drive traffic is article marketing. If a company wants to be responsible for writing the articles itself, it can. However, this means taking production from other areas. There are also many low-cost content services one can use as well.

Insurance Marketing Ideas have moved toward utilizing the Web. Some online tools are the company website, email marketing, and social networking. Social media networking helps build community and respond to concerns about a company. Email marketing sends things like newsletters and offers to qualified leads. Using a website informs people of what a company has to offer and can get people signed up for emails.




Article Source: http://EzineArticles.com/?expert=Kevin_Rich_Kennedy

How To Trace Email Address Sender Data

A track email query could come about through a variety of reasons. Maybe you received an anonymous message from someone which happens to be of a vicious nature and you'd like to trace who it was from. Or perhaps you were given some irritating fraud messages that you'd like to be able to eliminate once and for all. Every once in awhile it could in fact be for a nice purpose, for example searching for an estranged member of the family or a long lost buddy. Whatever the reason may be, this write-up is going to talk about how and where you can reverse search email user information by going online easily and quickly.

To reverse search email address details like name, home address and phone number you just need the true email address from the email sender. The online search email address finder application does the job by working with IP address records as well as utilizing tracking crawlers to trawl the net along with relative servers within the U.S. This data is held in a large database where it can easily be searched in a matter of seconds to rapidly find any email to its original user. There's a good deal of publicly available data stored in regards to almost every email. Folks that use their email to register for sites such as Youtube as well as other social networks websites leave a lot of tiny crumbs which can easily be traced. These find email address tactics work for all types of email accounts like hotmail, googlemail and aol mail in addition to personally managed emails using your own domain name.

To lookup email information is achieved so much easier simply because of the application of IP address records. IP address information is gathered and held by the vast majority of websites and servers each time anybody visits, signs up or logs in to a website. An IP address is a virtual location which usually refers to a particular place. It's not only possible to find email details using an IP address, you can actually be tracked to your street address using an IP address. Net service providers asign IP addresses with all net connections, both hard line and mobile or portable cable connections. Everytime you use any email account via any specific IP address the website, internet server and email client record this information so that it can all be tracked. You can possibly now see how quick it could be to reverse search email address owner records when you can access this information. Unfortunately, many of us probably won't have enough knowledge to do this because normal folks like you and me don't have these types of details stored anywhere. It is equally unlikely that one could get access to these records also. Thankfully you can quite easily make use of an internet based trace email address tool to do this on your behalf. There are a small number of effective reverse search email address tools out there that continually save these records for you tp utilize.

Some people end up getting quite concerned once they find out how easy it really is to find email address details back to any websites you have visited, spots you have been to plus your own private social networking and websites. The truth of the matter is that everything you do online can be followed and checked, so be careful!




Article Source: http://EzineArticles.com/?expert=Neville_Pettersson

How To Trace Email Address Sender Data

A track email query could come about through a variety of reasons. Maybe you received an anonymous message from someone which happens to be of a vicious nature and you'd like to trace who it was from. Or perhaps you were given some irritating fraud messages that you'd like to be able to eliminate once and for all. Every once in awhile it could in fact be for a nice purpose, for example searching for an estranged member of the family or a long lost buddy. Whatever the reason may be, this write-up is going to talk about how and where you can reverse search email user information by going online easily and quickly.

To reverse search email address details like name, home address and phone number you just need the true email address from the email sender. The online search email address finder application does the job by working with IP address records as well as utilizing tracking crawlers to trawl the net along with relative servers within the U.S. This data is held in a large database where it can easily be searched in a matter of seconds to rapidly find any email to its original user. There's a good deal of publicly available data stored in regards to almost every email. Folks that use their email to register for sites such as Youtube as well as other social networks websites leave a lot of tiny crumbs which can easily be traced. These find email address tactics work for all types of email accounts like hotmail, googlemail and aol mail in addition to personally managed emails using your own domain name.

To lookup email information is achieved so much easier simply because of the application of IP address records. IP address information is gathered and held by the vast majority of websites and servers each time anybody visits, signs up or logs in to a website. An IP address is a virtual location which usually refers to a particular place. It's not only possible to find email details using an IP address, you can actually be tracked to your street address using an IP address. Net service providers asign IP addresses with all net connections, both hard line and mobile or portable cable connections. Everytime you use any email account via any specific IP address the website, internet server and email client record this information so that it can all be tracked. You can possibly now see how quick it could be to reverse search email address owner records when you can access this information. Unfortunately, many of us probably won't have enough knowledge to do this because normal folks like you and me don't have these types of details stored anywhere. It is equally unlikely that one could get access to these records also. Thankfully you can quite easily make use of an internet based trace email address tool to do this on your behalf. There are a small number of effective reverse search email address tools out there that continually save these records for you tp utilize.

Some people end up getting quite concerned once they find out how easy it really is to find email address details back to any websites you have visited, spots you have been to plus your own private social networking and websites. The truth of the matter is that everything you do online can be followed and checked, so be careful!




Article Source: http://EzineArticles.com/?expert=Neville_Pettersson

Data Acquisition and Computer Crime

Are hackers just pirates of the Internet? Experts at criminal data acquisition? Or are they like Gary McKinnon, Scottish systems administrator and hacker, accused of what one United States prosecutor claims is the "biggest military computer hack of all time." McKinnon has stated that he was just looking for evidence of free energy suppression and a cover-up of UFO activity and other info potentially useful to the public. The government obviously thinks otherwise. And after 9 years and a series of legal proceedings in England, Gary McKinnon is currently awaiting extradition to the United States. Since his alleged crime, he was diagnosed by three of the world's leading psychiatric experts as suffering from Asperger's Syndrome, an autism disorder compounded with clinical depression. Does this make him any less guilty? Probably not, but he has dedicated defenders who have launched a "Free Gary" campaign that is alive and kicking on most social media sites today.

How does this case concern those of us concerned with hackers skilled at data acquisition on our home computers? This is where digital forensics would come into play. Starting to sound like a CSI episode? Digital forensics investigates and recovers material found in all digital devices, often in relation to computer crime. They look at a broad range of information pertaining to a particular case. Everything is examined, from logs, like internet history, to the actual files on the drive. This evidence is kept for cases to convict identity thieves, child pornography criminals, cyber-terrorists, and all other forms of criminal computer crimes. Careful, even posting a simple message on the Internet, that there will be a bomb attack can be considered cyber terrorism. So, for all you crazed wannabe killers out there, stop Googling "How to kill people," or you'll soon be caught!

Still concerned with internet pirates stealing your information? Data Acquisition software can help us recover the data we've lost. Those family pictures from 1985 that took you months to scan and upload would be a tragic loss. Never seeing your mom's feathered hair would be a loss more severe than if you got your shiny new smart phone stolen. If we lose something personal from our homes, it's not as serious as if we lose some important information we've saved on our computers. So beef up your anti-virus software, back-up your music somewhere else, and by all means, change your passwords to something other than simple numbers or letters!






Article Source: http://EzineArticles.com/?expert=John_F_Adams

Cold Fusion Hosting

A programming language development surrounding is known as Cold Fusion. CF hosting is one of the better choices when there is need of active pattern for database addition to develop your website. As all your visitors visit your website step by step, you need to make templates as must be forcefully occupied with data among database. CF solution hosted is one simple plus better option; it's really great if there is always continuous change plus modernizes web pages as well as put together outside matter.

You must be capable to offer huge and good quality service to consumers, service distantly, handle accounts, include images plus products to the web application as well as introduce trial product. The technology named Fusion technology contains amplified safety plus encryption, PDF capability for printable forms, Dot net integration as well as superior features like JAR file and ZIP file, support for multithreading, single application setting, selection for Atom plus RSS feeds. Among other languages CF hosting is very simple to recognize.

Its configuration is easier than JSP or PHP. The use of this technology is easy and simple as well as provides you the chance to grow advanced web products. You too acquire superior side server scripting place where were you might create locally your own application and then when completed place it in real server. By way of CF hosting you it can create shopping cart used for e-commerce site, ultimately global network plus back support for interactive flash applications.

CF hosting has huge benefits for the programmers. These hosting offers tags accordingly as the programmer who note down the block programming for particular reason and wish to utilize it again, also can tag again for particular purpose plus when needed can use it for many times. Every block is rewrite many times for a programmer with different languages. Thus it is important sense for cold fusion hosting is easy and simple to use. Cold fusion hosting rate is normally much excessive than any other hosting.

The server set up plus engine is costly, except which you gain for the website plus finally business is well so value it. Little company plus individuals might not manage to pay for it. Free applications are there which do not offer extremely superior application, which provides to achieve complete use of cold fusion with no ending. It only links with IP then it's better for personal website but not for huge databases. Many companies nowadays are offering cold fusion hosting, then you can get the decrease price by researching plus also find in less what you need.

CF hosting can be used for many other facilities, for example content publishing systems, e commerce websites and multifunctional websites. It is easy for programmers to learn and, since it is tag based, it is easy to use. With connectivity of enterprise level and strong built-in search capabilities cold fusion hosting is the best for fantastic, user friendly, advanced websites. In more different facilities cold fusion hosting can be used. It includes multifunctional websites, publishing system and e-commerce website. As it is based on tags it is simple to use for a programmer. Linked with project level plus strong built hunt abilities cold fusion hosting is very much better for user friendly, superior websites and unbelievable.



Article Source: http://EzineArticles.com/?expert=Mark_L_Adam

SocialGo - Social Network Maker Review

SocialGo is the answer for many today who wish to create their own professional-grade social network designed for their particular interest, business, or group. A social network is of course, a group of people united by their common cause, business, or interest. Thus it is a computer platform allowing users to customize their network according to the amount of privacy desired, assorted features and permissions. Permissions outline who may view personal information, or information regarded as secret or semi-secret to a company for example.

Who uses it? Various groups, entrepreneurs, and businesses utilize it. Their goal is often to being a community around their brand for instance, or to build customer meaningful relationships, or even to create a communication channel for the members of the network.

What's special about it? Basically the fact that thousands of members have found that they can construct direct revenue streams from the network they create.

What can be in it? You can utilize this network for any text you wish to publish, as well as any photos or videos you wish to include.

What's the difference from just a website? With this social network, people can of course read what you wish to write, but in addition they can respond to it. This allows people to become a part of the network, in that they can actually share and contribute to it.

How can one monetize this network? There are a number of ways to make money with it. For example if you provide a service, you may charge for the service. SocialGo supports PayPal for example for billing purposes. Another means of monetizing it is to host advertisements and charge the advertisers. This works very well if you have a very active network of course.

What if I need help? There are a number of ways to get help, such as joining the Owner's Network, speak to sales agents, get a support ticket, etc. There are also a huge number of tutorials that are easy to read and follow.

What does it cost? The top of the line costs $149.99 per month, and it gives you anything that a business would need to create the best most attractive network for your brand, existing product or website. Or you can get a network starter account for only $4.99 per month. Then instead if you wish, you can get a free account if you are for instance a group of concerned mothers wishing to chat about the school your kids go to.

What else is available? There are a number of other services available, for instance sending out billing and collecting, removing all traces of the network on your site (known as white labeling), or separate storage and bandwidth blocks if you have an overly active large network.


Article Source: http://EzineArticles.com/?expert=Ru_Cen